Terms & Conditions

Welcome to Runamarga. By accessing or using our website, mobile application, or services related to loan facilitation, you agree to abide by these Terms & Conditions. Please review them carefully before proceeding.

1. Nature of Service

Runamarga operates as a Direct Selling Agent (DSA), partnering with banks, NBFCs, and financial institutions to help customers explore, compare, and apply for loan products. Our role is strictly limited to connecting customers with lending partners — we do not ourselves sanction, approve, or disburse loans.

2. Eligibility

Loan approval and eligibility are solely determined by the respective financial institutions based on their internal credit assessment policies, such as income level, repayment capacity, employment status, and credit history. Submitting an application via Runamarga does not imply guaranteed approval.

3. User Responsibility & Information Accuracy

You agree to provide complete, accurate, and up-to-date information while applying for a loan. Any incorrect, misleading, or falsified information may result in cancellation of your application, rejection by lenders, or other legal consequences.

4. Documentation

Applicants may be required to furnish KYC documents, financial proofs, employment details, and other relevant records as requested by lending partners. Runamarga does not modify, tamper with, or misrepresent any customer-provided documentation.

5. Fees & Charges

We do not charge any upfront or hidden fees for loan facilitation services. However, our partner banks or NBFCs may apply their own processing fees, administrative charges, or other applicable costs in accordance with their policies. Customers are advised to review such charges before finalizing any loan offer.

6. Loan Disbursement

The loan amount, tenure, interest rate, and disbursement timeline are governed entirely by the respective bank or NBFC. Runamarga does not influence lending decisions and shall not be held responsible for delays, rejections, or variations in loan terms.

7. Limitation of Liability

We act solely as an intermediary platform. We shall not be held responsible for any financial loss, claim, delay, or dispute arising between the customer and the lender. The borrower is encouraged to carefully review all loan terms and lender agreements before acceptance.

*Note: We do not directly offer or disburse loans. Our role is limited to providing a digital platform that facilitates loan connections between customers and registered banks or NBFCs.

8. Privacy & Data Protection

Your personal and financial information is collected for the sole purpose of facilitating loan applications and is shared only with authorized lending partners. We adhere to strict confidentiality and data protection standards. For further details, refer to our Privacy Policy.

9. Changes to Terms

We reserve the right to modify, revise, or update these Terms & Conditions at any time without prior notice. Any changes will become effective once published on our website or app. Continued use of our services implies acceptance of the updated terms.

10. Contact Us

For any queries regarding these Terms & Conditions, please contact us at:
Email: runamarga1@gmail.com
Phone: +91-8147740043